Last updated: October 6, 2026
These Terms and Conditions (“Terms”) govern the use of U.S. Money Guide for Japanese Expats, a Go Abroad Guide publication, available at https://usa.go-abroad-guide.com/ (the “Site”). By accessing or using the Site, you agree to these Terms.
1. Purpose of the Site
The Site provides general educational and informational content for Japanese professionals, expatriates, and families living in the United States. Topics may include U.S. credit cards, banking, credit history, investing, saving, insurance, international money transfers, and returning to Japan.
The Site does not provide individualized investment, tax, legal, immigration, accounting, or other professional advice. You should consult a qualified professional where appropriate.
2. Accuracy and Changes to Financial Products
We aim to keep our content accurate and up to date, but we do not guarantee that all information is complete, current, error-free, or suitable for a particular purpose.
Credit-card terms, annual fees, welcome offers, interest rates, APYs, rewards, eligibility requirements, and other product terms may change at any time. Before applying for or purchasing any product, please verify the current terms directly with the relevant issuer or provider.
3. Advertising and Affiliate Relationships
The Site may contain advertising and affiliate links. We may receive compensation when a reader applies for or purchases a product or service through certain links.
Compensation does not determine our editorial conclusions, ratings, or recommendations. We may also discuss products and services for which we receive no compensation.
4. Third-Party Websites
The Site may link to websites or services operated by third parties. We do not control those third parties and are not responsible for their content, security, privacy practices, products, or services.
5. Intellectual Property
Unless otherwise stated, original text, editorial content, graphics, and other materials on the Site are protected by applicable intellectual-property laws. Content may not be reproduced, redistributed, sold, or commercially reused without permission, except where permitted by law.
6. Prohibited Use
You may not use the Site for unlawful purposes, interfere with the operation or security of the Site, attempt unauthorized access, scrape or reproduce the Site in a manner that unreasonably burdens our systems, impersonate another person, or infringe intellectual-property or other rights.
7. Disclaimer and Limitation of Liability
The Site is provided for general information. To the fullest extent permitted by applicable law, we are not liable for losses arising from reliance on information on the Site or from the use of third-party products or services linked from the Site.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
8. Changes to These Terms
We may update these Terms when our services, practices, or legal obligations change. Revised Terms become effective when posted on this page.
9. Governing Law
To the extent permitted by mandatory law, these Terms are governed by the laws of Germany. Mandatory consumer-protection laws applicable in a user’s country of residence remain unaffected.
10. Contact
Questions about these Terms may be sent to info@usa.go-abroad-guide.com.